Gold Points are a convenient option for those who want flexibility. The Gold Point account is a debit account that can be used in all bookstore and dining locations. If you are a student, faculty, or staff Gold Points can be accessed via your Tower Card (campus ID card). The magnetic stripe is encoded with your ID and Issue Number, and your account is protected if the card is reported damaged or lost. If you are a guest of the University or a King Library patron, a VIP Gold Card is available to you and operates the same way.